A.M. Best Company Re-affirms Delta Dental of Minnesota?s ?A? Financial Strength Rating for 13th Consecutive Year

Eagan, Minn. (PRWEB) November 04, 2011

Delta Dental of Minnesota announced today that A.M. Best Company, the insurance ratings organization, re-affirmed its financial strength rating of A (Excellent) for the 13th consecutive year. This is among the highest ratings of any dental plan in the nation. The financial strength rating reflects Delta Dental of Minnesota?s ability to pay claims.

A.M. Best has changed the issuer credit rating from ?a+? to ?a?. This change in a corporate debt rating will not affect Delta Dental of Minnesota or its customers. ?The issuer credit rating reflects the company?s ability to pay its corporate debt, and it has none,? said Dave Morse, President, Delta Dental of Minnesota. ?We have not issued corporate debt in the past and there are no plans to do so in the future. We pay cash.?

?In today?s economy, financially stable insurers are essential when employer groups are looking for benefits and service they can count on today and in the future,? continued Morse. ?We are pleased to receive A.M. Best?s strong, independent affirmation of our financial stability.?

In its opinion rationale, A.M. Best states:

?????The organization?s dominant share of the group dental insurance market in Minnesota results from high business retention and new sales achieved via competitive pricing, wide array of products, strong brand recognition, and a reputation for superior customer service.?

?????Continuing net income has been generated by good underwriting results, investment income and periodic realized capital gains.?

?????Its recent strategic business objectives have included growing sales of individual and retiree dental products, as well as maintaining and expanding business partnerships.?

?????The organization?s significantly decreasing net premium revenue over the last two years has been driven by membership decreases within customer groups, customer terminations of dental coverage due to the recessionary economy and more customer groups option to self-insure their dental benefits.?

For the latest rating, access http://www.ambest.com.

About Delta Dental of Minnesota

Delta Dental of Minnesota is one of the largest providers of dental benefits in the Upper Midwest, serving 8,000 Minnesota-based purchasing groups and 3.8 million members nationwide. The company was founded in 1969 and is an independent, non-profit health service plan corporation. Delta Dental is a licensee of Delta Dental Plans Association (DDPA), the largest dental benefit system in the United States. As a non-profit, our mission is to help ensure access to affordable dental care. For more information about Delta Dental of Minnesota, visit http://www.deltadentalmn.org. Delta Dental is a registered mark of Delta Dental Plans Association. Delta Dental of Minnesota is an independent nonprofit dental services company and is an authorized licensee of the Delta Dental Plans Association of Oak Brook, Illinois.

About A.M. Best

A.M. Best Co., established in 1899, is the world?s oldest and most authoritative insurance rating and information source. For more information, visit A.M. Best?s Web site at http://www.ambest.com.

MEDIA CONTACT:

Dave Morse

651-406-5987

dmorse(at)deltadentalmn(dot)org

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A.M. Best Company Re-affirms Delta Dental of Nebraska?s ?A? Financial Strength Rating for 13th Consecutive Year

Eagan, Minn. (PRWEB) November 08, 2011

Delta Dental of Nebraska announced today that A.M. Best Company, the insurance ratings organization, re-affirmed its financial strength rating of A (Excellent) for the 13th consecutive year. This is among the highest ratings of any dental plan in the nation. The financial strength rating reflects Delta Dental of Nebraska?s ability to pay claims.

A.M. Best has changed the issuer credit rating from ?a+? to ?a?. This change in a corporate debt rating will not affect Delta Dental of Nebraska or its customers. ?The issuer credit rating reflects the company?s ability to pay its corporate debt, and we have none,? said Chris Earl, Chief Sales Officer at Delta Dental of Nebraska. ?Delta Dental of Nebraska has not issued corporate debt in the past and has no future plans to do so.?

?In today?s economy, financially stable insurers are essential when employer groups are looking for benefits and service they can count on today and in the future,? continued Earl. ?We are pleased to receive A.M. Best?s strong, independent affirmation of our financial stability.?

For the latest rating, access http://www.ambest.com.

About Delta Dental of Nebraska

Delta Dental of Nebraska is a leading provider of dental benefits in Nebraska. The company was incorporated in 1985 as a prepaid dental service corporation, and is an independently operated affiliate of Delta Dental Plans Association (DDPA). Delta Dental plans collectively serve more than 56 million Americans representing more than 95,700 groups. For more information, visit http://www.deltadentalne.org. Delta Dental is a registered mark of Delta Dental Plans Association. Delta Dental of Minnesota is an independent nonprofit dental services company and is an authorized licensee of the Delta Dental Plans Association of Oak Brook, Illinois.

About A.M. Best

A.M. Best Co., established in 1899, is the world?s oldest and most authoritative insurance rating and information source. For more information, visit A.M. Best?s Web site at http://www.ambest.com.

MEDIA CONTACT:

Barb Jensen

(402) 397-4878

bjensen(at)deltadentalne(dot)org

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Lincoln Financial Taps Gyro as Lead Sgency, Debuts New "Chief Life Officer" Campaign

New York, NY (PRWEB) November 30, 2011

gyro, the global ideas shop, was recently named the agency of record for Lincoln Financial Group. Its first ads, as part of an aggressive $ 20 million effort, debuted on Thanksgiving day.

The campaign, entitled ?You?re in Charge,? is the first new effort since 2007. The ads center around the fact that ?people have complex lives that are not much different from big complex businesses,? said Lincoln Financial Corporate CMO Jamie DePeau, who recently joined the company from TIAA-CREF. ?That?s why they are all Chief Life Officers.?

?While many other financial companies leverage fear or humor, we are embracing a positive message and reminding consumers that they are in control,? said Charles Armstrong, Vice President of Brand Management at Lincoln Financial. ?Our research shows that the more people do take charge, the better they feel about where their lives are headed?Lincoln will listen to what you want to accomplish and help make it happen.?

Lincoln is making a substantial investment in the new effort via high profile media placements like the annual airing of The Today Show, the Macy?s Thanksgiving Day Parade, It?s a Wonderful Life, the Green Bay/Detroit NFL game and other key programming throughout the coming months. Print will support in key daily newspapers, including the Wall Street Journal as will radio and digital.

The campaign is the first on behalf of gyro New York. ?People are skeptical about what financial institutions have to say,? said gyro ceo+cco Christoph Becker. ?Lincoln Financial understands that the consumer wants to be in charge. This campaign beautifully reflects this vision and firmly ties into gyro?s mission of creating ideas that are humanly relevant.?

About Lincoln Financial

Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $ 153 billion as of September 30, 2011. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; 401(k) and 403(b) plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit http://www.LincolnFinancial.com

About gyro

We create ideas that ignite business decisions in a numb world. gyro is an Advertising Age Top 50 global agency deploying a digitally savvy, 600-employee team of creative professionals in 17 offices in nine countries throughout the world. Globally gyro works with Abbott, Audi, FedEx, HP, John Deere, L'Oreal, USG and Virgin Atlantic. http://www.gyro.com


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